Four Questions to Ask Before Choosing a Mortgage

Four Questions to Ask Before Choosing a Mortgage

  These four questions can help you make smarter mortgage and housing choices: Why is it better to buy a home right now vs. renting a home?  Buying a home usually requires more upfront capital, more ongoing expenses and a longer term commitment.  Make sure to run...
Why Housing Inventory Matters to You

Why Housing Inventory Matters to You

Housing inventory measures how many months it would take to sell all the houses currently listed for sale, at the current pace of home sales.  For example, if there are 400 homes currently listed for sale, and an average of 100 homes are selling each month, there...
Three Signs It’s Time to Sell Your House

Three Signs It’s Time to Sell Your House

Many homeowners don’t realize the impact of today’s seller’s market in housing.  Housing supply is running at 2-3 months in many parts of the country… especially in neighborhoods and areas with affordable price points.  This means...
Things to Avoid While Purchasing Your Home

Things to Avoid While Purchasing Your Home

We aim to provide the absolute best client experience with every loan. To ensure your loan experience goes as smooth as possible, here are some helpful tips on things to avoid during the process:   1. Changing jobs, becoming self-employed, or quitting your job...
Is Rent Grabbing More and More of Your Paycheck?

Is Rent Grabbing More and More of Your Paycheck?

  Financial advisors counsel that you should spend less than a third of your pay on housing costs, but nearly 11 million renters spend more than half of their paychecks on utilities and rent.1 In contrast, buying a home in today’s market is not only...